Driving Socioeconomic Inclusion in Rural India
Madura is a leading NBFC-MFI providing unsecured microfinance loans to women self-help groups in rural and semi-urban areas.
We have been one of the pioneers of this socially and financially inclusive movement in rural India, facilitating access to low-cost capital. Our approach blends data-driven, technology-enabled operational efficiency with on the ground programs to enhance skills and productivity in the communities we serve. We strive to deliver the lowest interest rates in the market by passing on the benefits of efficiency to the customer.
Making Deeper Inroads Pan India
We operate through a network of 300+ branches across six states servicing over 20,000 villages and towns.
Strong Community Links To Deliver Value Effectively
Operational Excellence
Our state of the art data and technology-enabled processes ensure accurate, relevant data and rapid information flow through the organization for fast and effective decision making.
Programs To Enhance Productivity
Providing practical business skills at the grassroots level through our subsidiary Madura Micro Education (Teach 70).
Active commitment to community health through our CSR initiatives
Deep Community Involvement
Our field staff is hired from the communities that we operate in, to help engender in-depth connections beyond financial transactions.
Creating awareness on social, financial and general topics in monthly member meetings.
Member Stories
My husband and I run a tailoring business together in our village. We have 2 daughters aged 16 and 10 years. We started our business with 2 sewing machines and handled individual orders. I have been associated with Madura for 2 years. I invested the loan amount to buy 2 more sewing machines and expanded my business with 4 sewing machines. We now have 4 employees working with us to stitch shirts for several small retailers. We both have not studied beyond 10th standard; our aspiration is to provide good education to our daughters. We are able to do that today and we are also saving up for their future through formal savings.
I sell cast iron articles such as dosa pans, knives, sickles, rat traps etc. at the local markets of nearby villages. I have 3 sons; 2 of them are married and the youngest one lives with me. Madura helped me stand on my feet when my husband passed away 8 years ago. I started this business with my first loan from Madura and I am currently in the 5th loan cycle. I earn enough to support myself and save some money for future without depending on my children.
I have been associated with Madura for the last 2 years. I had learnt tailoring before marriage and in 2000, I bought the sewing machine for personal use. With the loan amount I borrowed, I got my sewing machine repaired and started my tailoring business. Today, I stitch 3 to 4 blouses per day and make a decent monthly income. This income in addition to my husband’s earnings helped us continue with English medium education for my son and also take life insurance policies for our family.
My husband and I run fruits and flowers vending business by leasing groves or buying fruits at wholesale markets. We have two children and both of them are married. I have been associated with Madura for 10 years and Madura has played a huge role in the growth of my business. Initially, we used to just lease trees with the loan amount. Gradually, we reinvested the profits in to the business. With growing income and loans from Madura, we have the financial capacity to lease complete groves and employ 10 people to work on our land.
Insights Blog
- Tracking Technology Use in Banking among Rural Women- From Cash to Bankby Data Excellence Team on February 6, 2019 at 12:08 pm
- Lack of Weak Social Ties Impedes Microenterprise Growthby Tara Thiagarajan on February 17, 2018 at 4:51 am
- Mobile Phone Usage – Redefining Last Mile Connectivityby Tara Thiagarajan on January 2, 2018 at 9:29 am